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$1,275,000
38 Days On Site

20495 WATERLOO LANE
COLTONS POINT, MD 20626

For Sale|Single Family Residence|Active
5
Beds
4
Full Baths
0
Partial Baths
3,719
SqFt
$343
/SqFt
1974
Built
Subdivision:
WATERLOO SHORES
County:
SAINT MARYS
Listing courtesy of RE/MAX One
20495 WATERLOO LANE20495 WATERLOO LANE20495 WATERLOO LANE20495 WATERLOO LANE
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Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpiece—offering an exceptional waterfront living experience both inside and out. This waterfront oasis was TOTALLY REBUILT FROM THE SLAB UP IN 2006, all construction was permitted and documented. As you step into a beautiful ceramic tile foyer you will be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coverings—many with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closet—ideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110’ pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space above—perfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. Don’t miss your chance to experience this exceptional waterfront dream—schedule your private showing today!

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Listing Snapshot
Price 
$1,275,000
Days On Site 
38 Days
Bedrooms 
5
Inside Area (SqFt) 
3,719 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
N/A
Lot Size 
0.44 Acres
Year Built 
1974
MLS® Number 
MDSM2022466
Status 
Active
Property Tax 
$6,755
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Estimated
Friends & Family
Recent Activity
4 weeks agoStatus changed to Active
4 weeks agoListing updated with changes from the MLS®
a month agoListing first seen on site
General Features
Acres 
0.44
Garage 
Yes
Garage Spaces 
2
Number Of Stories 
2
Parking 
OversizedGarage Door OpenerGarageDrivewayDetached
Parking Spaces 
6
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
Special Circumstances 
Standard
SqFt Above 
3719
Stories 
One and One Half
Style 
Contemporary
Utilities 
Cable AvailablePropane
Water Source 
Well
Zoning 
RPD
Interior Features
Appliances 
Double OvenOvenWasherGas Water HeaterCooktopDishwasherMicrowaveStainless Steel Appliance(s)RefrigeratorRange HoodExhaust FanDisposal
Basement 
Crawl Space
Cooling 
Central AirHeat PumpCeiling Fan(s)Electric
Fireplace 
Yes
Fireplace Features 
GasStone
Fireplaces 
1
Flooring 
CarpetWoodHardwoodCeramic Tile
Furnished 
Unfurnished
Heating 
Exhaust FanPropaneHeat Pump
Interior 
BarCeiling Fan(s)Kitchen IslandRecessed LightingSound SystemWalk-In Closet(s)Cathedral Ceiling(s)Built-in FeaturesOpen Floorplan
Laundry Features 
Main Level
Main Level Bedrooms 
3
Window Features 
Window CoveringsInsulated WindowsScreensWindow Treatments
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Exterior Features
Construction Details 
HardiPlank TypeStone
Exterior 
Balcony
Frontage 
Waterfront
Lot Features 
LevelWaterfront
Other Structures 
Boat HouseRV/Boat Storage
Patio And Porch 
DeckPatioPorch
Pool Features 
None
Roof 
Shingle
View 
WaterPanoramic
Waterfront 
Yes
Waterfront Features 
River Front
Waterview 
WaterPanoramic
Windows/Doors 
Window CoveringsInsulated WindowsScreensWindow Treatments
Community Features
School District 
ST. MARY'S COUNTY PUBLIC SCHOOLS
Schools
School District
ST. MARY'S COUNTY PUBLIC SCHOOLS
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
Listing courtesy of RE/MAX One



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